Finding damages to your boat, yacht or vessel can certainly be frustrating. While it is up to the policyholder to prove damage or loss, our expert team of adjusters will help you get the most out of your insurance claim. With Atlantic Coast Public Adjusters, there are no upfront costs, and no fees unless we collect.
What Does Marine Insurance Cover?
Marine insurance typically covers overall damage or property loss on ships, boats, yachts, and other marine vessels. This includes vessels meant for business purposes, as well as personal use.
Whether your loss accounts for physical damages to the vessel, property loss, labor charges, or charter loss, you can have our professional adjusters at your side to file the claim and negotiate with the insurance companies on your behalf.
Types of Marine Insurance Claims
Insurance companies may try to deny your claim on the basis of preexisting damages to the vessel, if there has been a change to your policy that you may not have been previously aware of, or even if the insurance company is simply trying to protect its bottom line. However, there are several types of damages that qualify, and are commonly filed for a claim.
- Theft of property or equipment
- Collision with another vessel or stationary object
- Striking a submerged object
- Fire and explosions
- Lightning strike
- Other inclement weather damage