In addition to commercial and residential claims, we also specialize in HOA insurance claims, including HOA claims for condo buildings and management companies. With our team at Atlantic Coast Public Adjusters, there are no upfront costs, and no fees unless we collect.
What is Covered by an HOA Insurance Policy?
HOA rules and regulations for condos and townhomes can be very different from single-family homes, for example. This is why you should always request a copy of the HOA master policy for your home, so that you know exactly what kind of damages are covered by your HOA insurance.
While HOAs are typically responsible for common areas within the community, and damage that is done outside of your home, it’s important for you to verify your coverage for claims such as:
- Fire or Flood
- Inclement Weather
- Other Property Damage