When your boat, yacht, or other watercraft is damaged, every hour counts. At Atlantic Coast Public Adjusters, we specialize in marine insurance claims throughout South Florida, helping vessel owners recover fair settlements for hurricane, storm, fire, theft, and collision losses.
Whether your vessel is docked in Fort Lauderdale, Miami, Palm Beach, or the Keys — we know the local waters, weather patterns, and insurance challenges that come with owning a boat in Florida.
What Does Marine Insurance Cover?
Marine insurance typically covers overall damage or property loss on ships, boats, yachts, and other marine vessels. This includes vessels meant for business purposes, as well as personal use.
Whether your loss accounts for physical damages to the vessel, property loss, labor charges, or charter loss, you can have our professional adjusters at your side to file the claim and negotiate with the insurance companies on your behalf.
Types of Marine Insurance Claims
Insurance companies may try to deny your claim on the basis of preexisting damages to the vessel, if there has been a change to your policy that you may not have been previously aware of, or even if the insurance company is simply trying to protect its bottom line. However, there are several types of damages that qualify, and are commonly filed for a claim.
- Theft of property or equipment
- Injury
- Collision with another vessel or stationary object
- Striking a submerged object
- Fire and explosions
- Grounding
- Sinking
- Lightning strike
- Hurricanes
- Other inclement weather damage
Why Boat Owners Trust ACC Adjusters
- South Florida Experts: Serving Miami-Dade, Broward, Palm Beach, and the Florida Keys.
- Marine-Specific Experience: We handle complex watercraft and yacht claims daily.
- Policyholder-Only Representation: We work exclusively for you — never for the insurance company.
- Proven Results: Our adjusters know how to identify hidden damage, account for full repair costs, and challenge insurer valuations.
- No Upfront Fees: We’re paid only when you get paid.
What To Do After a Marine Loss
- Document Everything: Take clear, time-stamped photos and videos of all visible damage.
- Prevent Further Damage: Take steps to mitigate loss but don’t begin major repairs until your vessel is inspected.
- Notify Your Insurer: Report the loss promptly and keep written confirmation.
- Contact ACC Adjusters: We’ll review your claim, your policy, and the next best steps — at no cost to you.
Are You Looking for Marine Claims in Miami, Florida?
We work for you, not the insurance company! Contact Atlantic Coast Public Adjusters for a free claims assessment.